Financing and Payment Options

At Boain Dental Care, we understand dental implants are a big investment. Just as we work with you to determine the best dental care to meet your needs, we are also committed to finding payment and financing options that meet your budget.

We have partnered with a number of financial organizations in order to develop plans and options to fit nearly any budget. If at any time you have questions or would like to discuss which option might work best for you, please call our office at (314) 921-3527.

Are Dental Implants Right for You?

Prefer to talk with someone from our office? Call (314) 921-3527 or


Sunbit is used by thousands of people every day to pay-over-time and is designed to approve 90% of people who apply – with fair, transparent rates and no late fees, origination fees, or penalties. Best of all, you can find out if you’re approved in less than 3 minutes when you apply. To learn more about Sunbit, ask our team or complete an application online by clicking here:


Our office also accepts financing through CareCredit. Unlike a regular credit card, CareCredit offers shorter term financing options of 6, 12, 18 or 24 months with no interest on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date. You can use CareCredit for deductibles, co-pays, co-insurance and costs for procedures not covered by insurance. And, once you’ve applied, you can use it again and again.

CareCredit also extends longer term financing for 24, 36, 48 or 60-month periods with reduced APR and Fixed Monthly Payments Required Until Paid in Full. For complete details, including interest rates and terms, see the CareCredit account agreement within the credit applications. All offers are subject to credit approval. Terms and conditions are subject to change and the practice will provide all options that are current at the time of treatment.

The process to apply for CareCredit is quick and easy. Simply click the button below to complete the online application and you’ll receive an instant credit decision.


Get the elective care you want now and pay overtime. Commerce Bank® has partnered with Boain Dental Care to bring you CommerceCare™, a fast, flexible, and patient-friendly extended financing solution. With two convenient plans, you choose the option that works best for you!

Your CommerceCare™ Options:

Promotional Rate Line of Credit: 0% APR for 12 months – 21.99% fixed APR afterwards
Low Interest Line of Credit: Prime* + 7.49% variable APR

How CommerceCare Benefits You:

Low monthly payments – minimum monthly payment amount $50 or 2% of the outstanding balance
Quick and easy online approval – apply from any device
No deferred interest, no origination fee, and no early payoff penalty
Finance balances up to $30,000
Pay online, by phone, or by mail
* The Prime Rate is published in The Wall Street Journal in its “Money Rate” column on the last day of each month.